Also, I think from now on I will try to use my credit card instead of my debit card. I think credit cards have better arbitration than debit cards, plus they aren’t linked to my bank account.
I’ll just put everything on my credit cards and pay it off at the end of each month. Which is pretty much what I’ve been doing, but had been using my debit card as well.
Plus since I pay off my cards, I don’t pay interest, and get a couple percent back as rewards, so I think it actually works out slightly cheaper than cash.
Credit cards only from now on.